Our PartnerOne Environmental team members have combined experience of over 100 years in the environmental insurance industry. Not only do we have a broad and deep knowledge of the coverages available, we are ahead of the curve on market trends and addressing challenges faced by agents & brokers. In the ‘Articles’ section of our website, we feature editorial pieces written by our knowledgeable underwriters and staff members, bringing to you thoughtful and insightful information.
By Michelle Huitt, Assistant Vice President Dealerships and repair shops typically have aboveground storage tanks with capacities of up to 550 gallons, which means that the tanks are not regulated by the states and therefore do not require Financial Assurance. Based on th...
By Amanda Duncan, President, PartnerOne Environmental Travel around any city – big or small – and you inevitably pass by a variety of commercial, industrial, and retail properties. For instance, there are over 17,000 car dealerships throughout the USA. Over 50,000 sel...
By R. Ivy Riggs, CPCU, ASLI, AIS Executive Underwriter, PartnerOne Environmental One of the most widely misunderstood features of an environmental insurance policy is the definition of pollutant (or in some cases pollution condition). For some, the confusion arises fro...
About the insured: The business seeking coverage operates a convenience store with underground tanks on the property and gas pumps used for the sale of gasoline. The insured has coverage in place through the state fund, but needed coverage to cover the deductible and defens...
By R. Ivy Riggs, CPCU, ASLI, AIS Executive Underwriter, PartnerOne Environmental When the average person hears the word “excess,” it may call to mind a host of admonitions that permeate our culture: don’t eat to excess; don’t drink to excess; or classically, ...
By Allison McGreal, Assistant Vice President, PartnerOne Environmental When a friend tells you he needs a root canal, you cringe. It sounds just awful. You empathize but are thankful it’s him, not you. Broker of Record (BOR) letters often illicit the same reaction, depe...
Helping insureds understand why environmental Is an essential part of their coverage needs By Amanda Duncan, President, PartnerOne Environmental Pollution Insurance. As a carrier, broker, or agent our job is to sell the product to an insured. We all know the insured...
By Ivy Riggs, Executive Underwriter After years of supporting smoking cessation campaigns, life and health insurers may be delighted that their efforts seem to be paying off. According to recent CDC statistics, tobacco smoking in the United States has declined from nearly...
