The environmental exposures that can affect an insured are varied and complex. Whether you are working with environmental contractors and consultants, non-environmental risks, or a site/facility, there are many exposure and coverage considerations. Pollution claims can result from so many unforeseeable sources―negligence on the part of an employee, mold from a storm, cleaning product spills, historical pollution problems at a site, and countless other possible issues.

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PartnerOne Package

Target risks include, but are not limited to:
  • Bioremediation Contractors
  • Environmental Consultants/Engineers
  • Analytical Laboratories
  • Indoor Air Quality Consultants
  • Emergency Response Contractors
  • Fire/Water Restoration Contractors
  • Asbestos/Lead/Mold Abatement Contractors
  • Soil/Groundwater Treatment Contractors
  • Industrial Hygiene Consultants
  • Safety and Health Consultants
  • Waste Brokers
  • Vacuum Truck/ Septic Tank Cleaning Contractors
  • Geothermal Contractors/Consultants
  • LEEDS/Sustainable Development Consultants
  • Commercial Solar

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PartnerOne Premises Pollution

Target risks include, but are not limited to:
  • RCRA Facilities
  • Industrial Plants
  • Warehousing & Storage Facilities
  • Recycling Facilities
  • Landfills or Transfer Stations
  • Water/Wastewater Treatment Facilities
  • Biofuel Facilities
  • Shopping Centers & Retail Facilities
  • Office Buildings/Commercial Real Estate
  • Farm/Agribusiness Facilities

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PartnerOne Contractors Pollution Liability Insurance

Target risks include, but are not limited to:
  • General Contractors
  • Restoration Contractors
  • HVAC/Mechanical Contractors
  • Plumbing Contractors
  • Utility Contractors
  • Roofing Contractors
  • Electrical Contractors
  • Sewer/Septic Contractors

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PartnerOne Self Storage Plus

Target risks include, but are not limited to:
  • Self storage facilities of all sizes.
  • Facilities specializing in portable storage.
  • Both outdoor and climate controlled/indoor storage.

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PartnerOne Facilities Casualty & Pollution

Target risks include, but are not limited to:
  • Environmental products manufacturing
  • Transfer stations
  • Wastewater treatment plants, private or industrial
  • Landfills
  • Recycling operations, scrap metal, electronics, oil, paper or aluminum
  • Warehousing, cold storage

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PartnerOne Contractors Pollution & Professional

Target risks include, but are not limited to:
  • Carpenters
  • Construction Managers
  • Drywall Contractors
  • Electrical Contractors
  • General Contractors
  • Painting
  • Roofing
  • Utility
  • Excavation and Grading
  • Plumbing
  • Street and Road Contractors
  • Structural Steel
  • Sewer and Water
  • Glass and Glazing Contractors
  • HVAC Contractors
  • Industrial Maintenance
  • Insulation
  • Masonry
  • Mechanical

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PartnerOne Fuel Solutions

Target risks include, but are not limited to:
  • Auto/boat/recreational vehicle repair & maintenance facilities
  • Gas stations
  • Convenience stores
  • Car/boat/recreational vehicle dealerships
  • Alternative fuel locations
  • Charging stations
  • Agricultural risks with farm equipment
  • Golf courses
  • Marinas
  • Any location with a tank and/or backup generator such as a hospital, hotel, condo, school, municipality, or cell phone tower.

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PartnerOne Auto

Target risks include, but are not limited to:
  • Consultants who perform: site remediation consulting, asbestos/lead/mold PCB testing & consulting, civil engineering, environmental training and education and AST/UST testing.
  • Contractors who perform: asbestos/lead/mold removal, restoration firms, UST/AST tank removal and maintenance, lab packing, soil/site remediation, sewer/septic cleaning, emergency response/hazmat clean up, industrial cleaning/UST/AST cleaning, air/soil/water sampling, environmental drilling, demolition contractors, recycling/scrap metal, excavation, painting, and pipeline cleaning/installation.

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PartnerOne Workers Compensation

Target risks include, but are not limited to:
  • Consultants who perform: site remediation consulting, asbestos/lead/mold PCB testing & consulting, environmental training and education and AST/UST testing.
  • Contractors who perform: asbestos/lead/mold removal, restoration firms, UST/AST tank removal and maintenance, lab packing, soil/site remediation, sewer/septic cleaning, emergency response/hazmat clean up, industrial cleaning/UST/AST cleaning, air/soil/water sampling, environmental drilling, demolition contractors, recycling/scrap metal, excavation, painting, and pipeline cleaning/installation.

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PartnerOne Cyber Liability

Target risks include, but are not limited to:
  • Any business that utilizes computers and/or other technology to run its operations.

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PartnerOne Dealer & Repair

Target risks include, but are not limited to:
  • Small dealerships
  • Auto repair shops
  • Car, motorcycle, RV, and tire dealerships
  • Auto repair and service centers

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PartnerOne Renewable & Alternative Energy

Target risks include, but are not limited to:
  • Commercial solar contractors and solar farm operators
  • Electric charging station/alternative fueling station installation contractors
  • Biomass/waste to energy installation
  • Compost digestors/waste to energy
  • Geothermal installation contractors
  • Methane gas collection