Our PartnerOne Environmental team members have combined experience of over 100 years in the environmental insurance industry. Not only do we have a broad and deep knowledge of the coverages available, we are ahead of the curve on market trends and addressing challenges faced by agents & brokers. In the ‘Articles’ section of our website, we feature editorial pieces written by our knowledgeable underwriters and staff members, bringing to you thoughtful and insightful information.
By Allison McGreal, Assistant Vice President One of the more difficult tasks for an insurance agent or broker is finding the right carrier partners to place coverage. One approach is to send an application to every carrier you know and see which is willing to give you a q...
By Allison McGreal, Assistant Vice President Generally speaking, the Contractors Pollution Liability (CPL) form provides coverage for your operations performed away from premises you own, rent, lease, or operate. Many contractors may have reason to store hazardous waste o...
There was a time when pollution exclusions were discussed, questioned, and sometimes overridden by courts, but this is changing. So, what is a pollution exclusion and why is it important? This is typically defined as “An exclusion in an insurance policy that refers to loss...
Agricultural operations can significantly impact the environment, and various aspects of these practices can lead to environmental damage. Farming activities could inherently affect soil, water, and air through the use of pesticides, fertilizers, farm equipment, animal waste...
Environmental Contractor with an Auto Exposure This month we bound coverage for a $2.2M environmental contractor in Texas doing industrial cleaning and vacuum truck work for the petrochemical industry. We were able to tackle some challenges with this account, including the...
By R. Ivy Riggs, CPCU, ASLI, AIS For those who work in the insurance industry, evaluating worst-case scenarios may feel like nothing more than a daily mundane task. But because terrorist attacks have not yet become so frequent in this country that they feel routine, many...
A retroactive date may be defined as: A provision found in many claims-made policies that eliminates coverage for claims produced by wrongful acts that took place prior to a specified date, even if the claim is first made during the policy period. The purpose of this impo...
By Brittany Skiles, Senior Underwriter Fire and water restoration contractors are a common class of business for environmental carriers to write. This class of business can be highly competitive for agents and brokers. The insureds for this class quite often shop around t...
