Our PartnerOne Environmental team members have combined experience of over 100 years in the environmental insurance industry. Not only do we have a broad and deep knowledge of the coverages available, we are ahead of the curve on market trends and addressing challenges faced by agents & brokers. In the ‘Articles’ section of our website, we feature editorial pieces written by our knowledgeable underwriters and staff members, bringing to you thoughtful and insightful information.



Railroad Protective Liability

By Allison McGreal, Assistant Vice President A typical Commercial General Liability Policy will exclude contractual liability which “indemnifies a railroad for bodily injury or property damage arising out of construction or demolition operations within 50 feet of any ra...


Are You Sure Sudden & Accidental Site Pollution Is Enough?

By Ivy Riggs, Executive Underwriter “You sold me the wrong policy!” is a terrible claim no producer ever wants to hear from their client…especially when it’s true. But being an expert in all product lines and understanding the nuances of each can be a challenge fo...


EPA Regulations for Underground Storage Tanks

By Michelle Huitt-Megela, Assistant Vice President All tank owners should be familiar with the UST regulation (40 CFR Part 280) because it defines the Financial Responsibility of each tank owner as it pertains to their underground storage tanks (USTs). This regulation was...



Why You MUST Examine Retro Dates on an Account

By Vonnie Nuce, Senior Underwriter A retroactive date may be defined as: A provision found in many claims-made policies that eliminates coverage for claims produced by wrongful acts that took place prior to a specified date, even if the claim is first made during the poli...


A Closer Look: Lost Key Coverage Endorsement

By Chris Reilly, Underwriting Service Manager Imagine your insured’s customer has provided the insured with keys to their building where the project is taking place. Upon arrival it becomes apparent that the keys are nowhere to be found. It is later discovered a hole in...


Spotlight: Landfill Pollution Exposures

By Ean Peyton, Underwriting Assistant While the population continues to expand, the amount of waste we as a society produce continues to grow. Although there are many alternatives to simply “throwing our trash away,” landfills continue to be utilized for disposal of n...