Our PartnerOne Environmental team members have combined experience of over 100 years in the environmental insurance industry. Not only do we have a broad and deep knowledge of the coverages available, we are ahead of the curve on market trends and addressing challenges faced by agents & brokers. In the ‘Articles’ section of our website, we feature editorial pieces written by our knowledgeable underwriters and staff members, bringing to you thoughtful and insightful information.
By R. Ivy Riggs, CPCU, ASLI, AIS For those who work in the insurance industry, evaluating worst-case scenarios may feel like nothing more than a daily mundane task. But because terrorist attacks have not yet become so frequent in this country that they feel routine, many...
A retroactive date may be defined as: A provision found in many claims-made policies that eliminates coverage for claims produced by wrongful acts that took place prior to a specified date, even if the claim is first made during the policy period. The purpose of this impo...
By Brittany Skiles, Senior Underwriter Fire and water restoration contractors are a common class of business for environmental carriers to write. This class of business can be highly competitive for agents and brokers. The insureds for this class quite often shop around t...
By Michelle Huitt-Megela, Assistant Vice President With only a couple of exceptions, most states have a State Fund that the owners of underground storage tanks can participate in to meet Financial Assurance requirements. This regulation refers to the limits of insurance t...
By Allison McGreal, Assistant Vice President There are several things to consider when purchasing environmental insurance coverage, particularly in the state of New York. Many insurance transactions are driven by contract requirements and PartnerOne Environmental is se...
By Allison McGreal, Assistant Vice President As an underwriter it's important to understand what motivates the broker and the insured to purchase a particular insurance policy. Perhaps they are looking for a specific type of coverage or maybe the premium is an important...
By R. Ivy Riggs, CPCU, ASLI, AIS Paper or plastic? Tofu or steak? Blue or red? In these days of rampant polarization when virtually any choice can come with an unwelcome label attached, producers may often feel they walk a knife’s edge in presenting their products and s...
Wastewater treatment plants can be found all over the United States, and are designed to clean used water and sewage so that it can be returned safely to our environment. This wastewater comes from homes, schools, businesses, groundwater runoff, and storm water infiltration,...
