$1M Abatement and interior demolition contractor located in New York purchased GL/Contractors Pollution Liability/Professional ($1M/$2M) and a $10M Excess policy for $75,000.  This insured does not do work downstate or in the 5 boroughs. We were able to provide them with one Excess policy (previously had multiple layers) for the higher limits as well as including the Action Over coverage they needed.