Coverage details:

• PartnerOne Facilities Casualty & Pollution is a package policy that provides General Liability and Site Specific Pollution Liability, as well as Contractors Pollution Liability and Products Pollution Liability.
• It can be structured using Occurrence, Claims-Made, and Claims-Made and Reported coverage forms.
• It is structured to cover work performed by or on behalf of the named insured (work by subcontractors).
• PartnerOne Facilities Casualty & Pollution is rated, quoted, bound, and issued by PartnerOne Environmental, enabling us to offer fast turnarounds and excellent service.
• Coverage is provided by an A+ rated carrier.

Highlights Include:

• First and Third Party Cleanup Cost of Pollution Conditions at, on, under, or migrating from a Covered Location.
• Additional Pollution Liability offered on an occurrence basis, with defense costs outside of the limits of liability.
• General Liability coverage based on ISO 2013 coverage form.
• Coverage is provided for Non-Owned Disposal Sites.
• Contingent Transportation coverage for claims from Pollution Conditions from transport of insured’s waste or product by a Third Party Carrier (including loading and unloading).
• Definition of Pollution Conditions also includes fungus (mold), Legionella, and EMF definition includes mold for Site Specific coverage only.
• Emergency Expenses without a sub-limit.
• Definition of Bodily Injury includes medical monitoring resulting from physical injury, sickness, or disease.
• Definition of Cleanup Costs allows for voluntary cleanup program participation and includes Restoration Costs for first party coverage.
• Definition of Pollution Conditions includes the presence of materials first abandoned or first deposited illegally by a third party Site Specific coverage only.
• Definition of Property Damage includes Natural Resource Damage.
• Coverage for Underground Storage Tanks provided to those closed in accordance with Federal, State, or Local regulations as well as unknown tanks.
• Coverage for Known Pollution Conditions disclosed in the application, subject to underwriting consideration and discretion.

Additional coverages for eligible risks:

• Scheduled Underground Storage Tank Coverage
• Financial Responsibility for Storage Tanks and Waste Management Facilities
• Business Interruption due to a Pollution Condition
• Contingent Transportation Insured as Carrier
• Limited Product Withdrawal Expenses
• Employee Benefits Liability

Limits: Up to $10M.

Target risks Include, but are not limited to:

• Environmental products manufacturing
• Transfer stations
• Wastewater treatment plants, private or industrial
• Landfills
• Recycling operations, scrap metal, electronics, oil, paper or aluminum
• Warehousing, cold storage