Last year, the U.S. porta potty rental & servicing industry was estimated at approximately $2.8 billion—and it’s expected to continue growing this year. Finding a clean porta potty at a festival, outdoor event, or construction site is a relief. Not only are portable restrooms expected in these locations, they are required. With more than 3,700 porta potty businesses around the country, there is a significant opportunity to provide insurance coverage for these companies.

When portable sanitation companies are operated well, they are environmentally friendly in many ways. However, even the most responsibly run portable sanitation company has a risk of spills, leaks, or other releases, and they require specialized pollution coverage to address these exposures. Potential environmental concerns may include handling/placing the porta potties, transportation, and cleanup, as well as the insured’s owned site where they may store equipment or waste. 

Environmental exposures for porta potty businesses

• If the chemicals or human waste leak or spill onto a site, during transportation, or to/from a venue, they could contaminate the ground or nearby water sources.
• Exposure to chemicals or human waste is potentially damaging to the health of people, animals, and plants. 
• When portable toilets are neglected, they can overflow or get tipped or damaged by vandals.
• Deodorizing chemicals and human waste may not be disposed of properly. 

Environmental Coverage for Porta Potty Businesses

It’s essential to have the correct coverage for a septic or porta potty business in the event of a spill or allegation of contamination. For this class of business, we can offer:

GL/Contractors Pollution & Professional
Provides General Liability coverage, as well as Contractors Pollution Liability and Professional Liability when applicable.

Premises Pollution Liability
Provides coverage for both on-site and off-site clean-up, defense costs, and third party bodily injury and property damage claims.

Follow Form Excess
An Excess policy that follows/adopts the terms and exclusions of the underlying primary policy.

Workers Compensation
Provides coverage for an employer’s exposure arising out of job-related injury/death resulting from an accident or occupational disease sustained by employees.

Auto
An Auto policy including Pollution is an ISO based Auto form including broadened pollution endorsements and any motor carrier filings.

Visit our product page for more information.

Coverage can be structured to meet the needs of the insured. Want more information on porta potty companies, septic contractors, and plumbers? Connect with us.

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Sources:

https://psai.org/
https://www.ibisworld.com/united-states/industry/portable-toilet-rental/4716/