Industry Trend: An Increase in Wastewater Pollution Claims


Increasing awareness of environmental issues, more robust monitoring and detection methods, and evolving industry standards all contribute to an increase in wastewater pollution claims. Wastewater can spread disease, particularly from sewage treatment facilities, farm runoff...

News Alert: How to Write More Business in New York


We all know New York accounts can be tricky. But when done in a thoughtful manner, with careful underwriting and appropriate rates, writing business in New York may be a win for not only the insured, but also the agent and carrier. So let’s look at some considerations tha...

Recent New York Accounts


Take a look at some of our New York success stories: $2.5M Asbestos abatement contractor in NJ with NY operations (minimal 5 boroughs work) purchased General Liability/Contractors Pollution Liability/E&O/Workers Compensation ($1M/$2M), Excess ($10M), and Auto ($1M...

See Our Top Classes of Business Written Last Year


As we kick off 2024, we want to reflect on the accounts we have achieved the most success with over the past year. These are clients we can provide creative coverage solutions for, as well as competitive pricing and superior service. Drum roll, please! Abatement co...

Determining if an Account is “Environmental”


By Allison McGreal, Assistant Vice President One of the more difficult tasks for an insurance agent or broker is finding the right carrier partners to place coverage. One approach is to send an application to every carrier you know and see which is willing to give you a q...

Spotlight on Endorsements: TSHS and TPL


By Allison McGreal, Assistant Vice President Generally speaking, the Contractors Pollution Liability (CPL) form provides coverage for your operations performed away from premises you own, rent, lease, or operate. Many contractors may have reason to store hazardous waste o...

The Changing Interpretation of ‘Pollution Exclusion’


There was a time when pollution exclusions were discussed, questioned, and sometimes overridden by courts, but this is changing. So, what is a pollution exclusion and why is it important? This is typically defined as “An exclusion in an insurance policy that refers to loss...