Workers compensation coverage is a crucial part of a company’s insurance program. It helps businesses avoid the real cost of an employee’s medical expenses and lost wages after an injury or illness at the workplace. And because of the potential inherent risks of pollution exposures for environmental contractors and consultants, it is wise for these insureds to carry Workers Compensation from a leading insurance provider in conjunction with their other lines of coverage.
Moving Workers Compensation accounts from one or more assigned risks or state funds into a single program will offer exceptional service, time efficiency, and competitively rated coverage.
PartnerOne Environmental offers superior Workers Compensation coverage that is rated, quoted, bound, and issued in-house. Coverage is A+ rated and minimum premiums start at $10,000.
PartnerOne Environmental needs to write at least the corresponding General Liability/CPL in order to offer the Workers Compensation. We can package the General Liability with Contractors Pollution Liability and Professional Liability, as well as supporting Auto and Excess for qualifying risks.
Target risks include, but are not limited to:
- Asbestos/lead/mold abatement
- Restoration firms
- Site remediation consulting
- UST/AST tank removal and maintenance
- Demolition contractors
- Soil/site remediation
- Emergency response/hazmat clean up
- Industrial cleaning
- Air/soil/water sampling
- Environmental training and education
- Environmental drilling
- AST/UST testing
- Pipeline cleaning/installation
- Sewer/septic cleaning
- Recycling/scrap metal
Check out some PartnerOne Workers Compensation success stories:
$1.8M Asbestos abatement and demolition contractor purchased Workers Compensation ($1M/$1M/$1M) for $61,807. PartnerOne already writes the GL, Excess, and Hired & Non-owned Auto for this insured, so we were able to round out the account with the Workers Compensation.
$3M Industrial cleaning/tank cleaning contractor purchased GL/CPL ($1M/$2M), Business Auto ($1M), Workers Comp ($1M), and a $10M Excess policy for a total premium of $159,610.
$400k Environmental contractor purchased Workers Compensation ($1M/$1M/$1M) for $93,343. PartnerOne currently writes the HNOA, GL, and Excess with this insured and the broker wanted to round out the account with the Workers Comp. The insured was not pleased with the New York State Insurance Fund and wanted move.
$1.4M Asbestos abatement and demolition contractor purchased GL/CPL/E&O ($3M/$3M) and Workers Compensation ($1M) for $90,931.
$1.5M Environmental contractor (with general contracting as part of the business) purchased GL/CPL/E&O ($1M/$2M), $10M Excess policy, and a $1M Workers Compensation policy for a total of $47,090.
$750k Abatement contractor in NY purchased GL/CPL ($1M/$2M), Workers Compensation, and $5M Excess policy for $85,000.
For more information details on PartnerOne Workers Compensation or to access an application, visit our product webpage.