As we kick off 2024, we want to reflect on the accounts we have achieved the most success with over the past year. These are clients we can provide creative coverage solutions for, as well as competitive pricing and superior service.

Drum roll, please!

Abatement contractors

The very nature of the abatement business and materials handled means pollution incidents or releases are a very real possibility. Health complications can occur after exposure onsite, in transit, or after disposal. If remedial action is insufficient or the contamination migrates from a disposal site, the ecological and human impact could grow exponentially. And environmental contractors can be held responsible for improper abatement years after the job is complete. PartnerOne is well versed on the challenges abatement contractors face and the important coverages they need to have in place.

For this class of business, PartnerOne Environmental can write the GL/Contractors Pollution Liability/Professional, Site Pollution Liability, Workers Compensation, Auto, and Excess.

Remediation contractors

Remediation activities often take place in areas that have historically been used for disposal or industrial sites where additional contaminants are uncovered when materials are excavated or about to be disposed of off-site. There have been claims against remediation contractors for exacerbating or creating additional contamination arising from sites that they have been brought in to clean up. Claims that are often asserted against them typically include not only Contractors Pollution Liability claims, but also Professional Liability claims any consulting, engineering or assessment services.

For this class of business, PartnerOne Environmental can write the GL/Contractors Pollution Liability/Professional, Site Pollution Liability, Workers Compensation, Auto, and Excess.

Wastewater, septic contractors, and porta-potty contractors

Insureds working with septic tanks, wastewater, and porta-potties all have a clear pollution exposure relating to their operations. Whether we are looking at a wastewater treatment plant with chemicals, machinery, and other site exposures — or a contractor managing the servicing and transportation of porta potties, these insureds should have pollution coverage in place. PartnerOne writes many of these accounts and can structure coverage to meet the specific needs of the client.

For this class of business, PartnerOne Environmental can write the GL/Contractors Pollution Liability/Professional, Site Pollution Liability, Workers Compensation, Auto, and Excess.

Fire & water restoration contractors

The PartnerOne team has extensive experience writing true fire & water restoration contractors that provide water extraction/drying services as well as mold remediation services. Environmental concerns relating to this class may include: inadequate drying and cleanup of affected areas leading to mold growth, exacerbating existing mold conditions or failure to remove mold; improper ventilation of the project site; leaks or spills during buildback activities,  transporting waste or materials to or from a jobsite; disposal of waste at non-owned facilities; and the insured’s owned premises.

For this class of business, PartnerOne Environmental can write the GL/Contractors Pollution Liability/Professional, Site Pollution Liability, Workers Compensation, Auto, and Excess.

General Contractors

A construction project does not have to involve building on contaminated land in order to be subjected to potential environmental claims. Most environmental exposures stem from routine construction activities and often are not visible until they become costly problems. And let’s not forget the professional exposure for GCs. Contractors often have exposures for Professional Liability, either from operations they perform or those performed by entities working on their behalf. Examples can include construction management, subcontracted design work, testing for contaminants, or monitoring environmental conditions.

For this class of business, PartnerOne Environmental can write the Contractors Pollution & Professional Liability.

Need more information on these industries (or others)? Please contact the PartnerOne Environmental team today. We are here to help on any accounts, inquiries, or information requests.