Hired and Non-Owned Auto: The Exposure is Real

Hired and Non-Owned Auto: The Exposure is Real

By Amanda Duncan, President, PartnerOne Environmental It's a regular occurrence for an environmental underwriter: we offer a quotation for a contractor/consultant and then get asked to throw in some Hired and Non-Owned Auto coverage because the insured had no owned vehicl...

Finding Environmental Exposures in the Oilfield

By Amanda Duncan, President, PartnerOne Environmental Traditional environmental risk exposures have been insurable in the marketplace for many years. Services such as asbestos/lead abatement, soil/groundwater remediation, storage tank contracting, wastewater treatment, an...

Pollution Coverage for Self Storage Facilities

By Amanda Duncan, President, PartnerOne Environmental There are over 50 million self storage facilities currently operating across the United States today. The self storage industry continues to grow as demand for space remains high; it is an industry that doesn't seem ph...

Understanding Insurance Subjectivities

By Megan Stephens, Underwriter When an insured receives a quote, one of the first items they review is the subjectivities. The list of required subjectivities can be intimidating, but carriers have reasons for requesting this information. Understanding the purpose of each...

Contractual Oddities: What Color Are Your Dog’s Feathers?

By Ivy Riggs, PartnerOne Environmental Executive Underwriter Have you ever been asked a question so peculiar you could only conclude that the person asking it had no idea what they were talking about? For many producers who work frequently with contractors, this situation...

Account Profile: Environmental Driller Renewal

By Megan Stephens, PartnerOne Environmental Underwriter PartnerOne Environmental recently had a renewal where the insured, an environmental driller, was seeking additional coverage. This insured is typically called by their clients in the event of a spill; they do not cle...

Being a “Free Agent” in the Insurance Purchasing Process

By Allison McGreal, Assistant Vice President, PartnerOne Environmental In this era of free agency, what if the insurance industry operated like the National Football League?  When the "contract" (insurance policy) expires, will your "free agent" (insured) take their bu...