Our PartnerOne Environmental team members have combined experience of over 100 years in the environmental insurance industry. Not only do we have a broad and deep knowledge of the coverages available, we are ahead of the curve on market trends and addressing challenges faced by agents & brokers. In the ‘Articles’ section of our website, we feature editorial pieces written by our knowledgeable underwriters and staff members, bringing to you thoughtful and insightful information.
By Michelle Huitt-Megela, Assistant Vice President All tank owners should be familiar with the UST regulation (40 CFR Part 280) because it defines the Financial Responsibility of each tank owner as it pertains to their underground storage tanks (USTs). This regulation was...
By Adam Saydlowski, Underwriter Auto insurance is a growing need for many people and businesses. More people are driving now than ever, driving to work, school, and to complete errands. Millennials, now the largest portion of the population, are moving out of large cities...
By Vonnie Nuce, Senior Underwriter A retroactive date may be defined as: A provision found in many claims-made policies that eliminates coverage for claims produced by wrongful acts that took place prior to a specified date, even if the claim is first made during the poli...
By Chris Reilly, Underwriting Service Manager Imagine your insured’s customer has provided the insured with keys to their building where the project is taking place. Upon arrival it becomes apparent that the keys are nowhere to be found. It is later discovered a hole in...
By Ean Peyton, Underwriting Assistant While the population continues to expand, the amount of waste we as a society produce continues to grow. Although there are many alternatives to simply “throwing our trash away,” landfills continue to be utilized for disposal of n...
By R. Ivy Riggs, CPCU, ASLI, AIS Possibly the easiest request to anticipate from your underwriter is for the insured’s loss history. This is true no matter the line of business or the insured’s qualifications. The central reason for why this request is so common is...
By Allison McGreal, Assistant Vice President We are all so busy in life and in work that we rarely have time to get through the daily tasks we set out to complete. Just when we have a handle on our list of to-do items, additional things get added. When working on an acco...
By Chris Reilly, Underwriting Service Manager If you’ve ever submitted a midterm change request or asked a question partway through quoting that required additional rating, you’ve most likely heard the words “Let me run that by my underwriter.” This commonly utter...