By Marie Maxwell, Underwriter

PartnerOne Environmental offers a number of optional coverages under both the basic Storage Tank Liability product as well as the Fuel Solutions product, which includes both Storage Tank Liability and Site Pollution Liability:

Amended Spills and Overfills Endorsement

This endorsement allows for an extension of the time in which spills and overfills are required to be reported to the carrier. Typically this extends the reporting period from 3 days to 72 hours (5 days). This coverage is only available if there are storage tanks scheduled on the policy.

Business Interruption

This endorsement covers a sub-limited amount of  loss of income that the business suffers as a result of a pollution release/condition, as defined by the policy. The standard period of indemnity is 30 days. This coverage is available under both Storage Tank Liability and a Fuel Solutions policy.

Natural Resource Damages

The EPA defines natural resources as ‘land, fish, wildlife, biota, air, water, ground water, drinking water supplies, and other such resources.’ This endorsement allows for restoration of these natural resources  injured in the pollution release/conditions, as defined by the policy. This coverage is available under both Storage Tank Liability and a Fuel Solutions policy.

Off-Site Operations

This endorsement provides coverage for pollution caused by an Insured’s off-site operations, such as towing, repair, etc. This endorsement is only applicable to the Fuel Solutions product, and is offered only if the insured has off-site pollution exposures associated with their normal course of business operations.

Waste Transportation

This endorsement provides pollution coverage for the transportation of waste generated at the covered location on the policy. This endorsement is only applicable to our Fuel Solutions product, and is offered only if the insured has waste transportation exposures associated with their normal course of business operations.

Non-Owned Disposal Locations

This endorsement provides pollution coverage for the non-owned disposal facilities for the disposal of waste generated by the covered location on the policy. This endorsement is only applicable to our Fuel Solutions product, and is offered only if the insured has non-owned disposal site exposures associated with their normal course of business operations.

Target classes of business include:

• Auto repair facilities
• Car dealerships
• Gas stations
• Convenience stores
• Charging stations
• Alternative fuel locations
• Agricultural Risks with Farm Equipment
• Golf courses

For more information about tank related coverages, please contact us.