The environmental exposures that can affect an insured are varied and complex. Whether you are working with environmental contractors and consultants, non-environmental risks, or a site/facility, there are many exposure and coverage considerations. Pollution claims can result from so many unforeseeable sources―negligence on the part of an employee, mold from a storm, cleaning product spills, historical pollution problems at a site, and countless other possible issues.
Environmental Contractors & Consultants
Contractors who work with hazardous substances on a regular basis, as well as consultants who assess the effects of contaminants, have always required specialized coverage. As the environmental insurance marketplace has expanded, many of these firms have found that coverag…
Non-Environmental Contractors
When you think of pollution exposures, what comes to mind? A toxic waste dump? People in hazmat suits and gas masks? There is a common misconception in our industry about pollution exposures. “If my client doesn’t deal with hazardous materials, then he or she doesn’t…
Sites & Facilities
Almost all premises have a pollution exposure, from an insured’s day-to-day operations, a neighbor’s negligence of its facility, or even natural disasters triggering an event. These pollution exposures are usually excluded from General Liability or Property coverage fo…
Commercial Storage Tanks
Having the right storage tank coverage should always be a priority for any property owner or manager working with a site that has tanks on it. And if the storage tanks are used for fuel sales, proper coverage is required to be in place. Complying with financial responsibil…
Renewable & Alternative Energy
There are of course a wide range of risks that fall into the alternative energy category. They include residential and commercial solar contractors and operators, hydro, geothermal, and more. Additionally, the capture and conversion of animal waste gasses and methane flare…
Additional Resources
For more information, or to discuss other target classes of business, please reach out to our team.