By Allison McGreal, Assistant Vice President Much of the insurance industry business is driven by contract requirements. Two specific areas that come up quite often are the need for Contractors Pollution Liability (CPL) for non-environmental contractors and higher limits...

By Chris Reilly, Underwriting Service Manager If you’ve ever submitted a midterm change request or asked a question partway through quoting that required additional rating, you’ve most likely heard the words “Let me run that by my underwriter.” This commonly utter...

What is radon and how does exposure happen? Radon is a radioactive gas that is extremely difficult to detect because it has no color, odor, or taste. It is naturally present in the Earth and is produced when radium decays. What makes radon unique and potentially hazardous i...

By Katie Labonte, Managing Underwriter and Megan Stephens, Assistant Vice President You might think of medical waste disposal companies as only transporting waste from hospitals or physicians’ clinics, but the range of facilities that these companies partner with can be...

By Amanda Duncan, President “Where we’re going, we don’t need roads” – the iconic statement from Doc Brown in the movie Back to the Future in 1985 gave us kids of the 1980s hope we would be in flying cars by now. While we aren’t quite there yet, alternative fu...

By Michelle Huitt, Assistant Vice President How many times have you been frustrated with the back and forth on a minimum premium Commercial Storage Tank account? And because these policies are used to provide Financial Assurance to the states, a quick turnaround is often...

By R. Ivy Riggs, CPCU, ASLI, AIS Nearly 60 years ago, a man who was employed by a major American corporation to purchase its insurance published an article that would become a cornerstone of modern risk management.  His name was Richard Prouty, and his proposal for how t...