By Allison McGreal, Assistant Vice President, PartnerOne Environmental  When a friend tells you he needs a root canal, you cringe. It sounds just awful. You empathize but are thankful it’s him, not you. Broker of Record (BOR) letters often illicit the same reaction, depe...
Helping insureds understand why environmental Is an essential part of their coverage needs  By Amanda Duncan, President, PartnerOne Environmental  Pollution Insurance.  As a carrier, broker, or agent our job is to sell the product to an insured. We all know the insured...
By Ivy Riggs, Executive Underwriter  After years of supporting smoking cessation campaigns, life and health insurers may be delighted that their efforts seem to be paying off. According to recent CDC statistics, tobacco smoking in the United States has declined from nearly...
By Amanda Duncan, President  It is no secret that the environmental insurance marketplace is as competitive as ever, with over 30 carriers offering various products targeting contractors, consultants, facilities, and products. Premiums are affordable and rate increases hav...
By Allison McGreal, Assistant Vice President  If you Google the term "Action Over" you can find a plethora of articles written by lawyers and insurance professionals explaining the coverage, the NY Labor Laws and how the GL policy may be impacted. Each article may be an...
By Amanda Duncan, President, PartnerOne Environmental  More non-environmental contractors are purchasing Contractors Pollution Liability (CPL) policies than ever before for a variety of reasons. It may be a contractual requirement for specific projects or a more proactive...
By Allison McGreal, Assistant Vice President, PartnerOne Environmental  Let's face it, some insurance policies are easier to sell than others. Imagine being able to work with a client who wanted to buy coverage at any cost or a carrier who wanted to offer the broadest cove...
By Amanda Duncan, President, PartnerOne Environmental  It's a regular occurrence for an environmental underwriter: we offer a quotation for a contractor/consultant and then get asked to throw in some Hired and Non-Owned Auto coverage because the insured had no owned vehicl...