Fire & water restoration contractors work in hazardous conditions; asbestos, chemical residues, silica, mold, and lead are often present at these sites. Restoration contractors work to isolate the environmental threats and restore the property; however, pollution...
We all know New York accounts can be tricky. But when done in a thoughtful manner, with careful underwriting and appropriate rates, writing business in New York may be a win for not only the insured, but also the agent and carrier. So let’s look at some considerations tha...
As we kick off 2024, we want to reflect on the accounts we have achieved the most success with over the past year. These are clients we can provide creative coverage solutions for, as well as competitive pricing and superior service. Drum roll, please! Abatement co...
By Allison McGreal, Assistant Vice President One of the more difficult tasks for an insurance agent or broker is finding the right carrier partners to place coverage. One approach is to send an application to every carrier you know and see which is willing to give you a q...
By Allison McGreal, Assistant Vice President Generally speaking, the Contractors Pollution Liability (CPL) form provides coverage for your operations performed away from premises you own, rent, lease, or operate. Many contractors may have reason to store hazardous waste o...
There was a time when pollution exclusions were discussed, questioned, and sometimes overridden by courts, but this is changing. So, what is a pollution exclusion and why is it important? This is typically defined as “An exclusion in an insurance policy that refers to loss...
Agricultural operations can significantly impact the environment, and various aspects of these practices can lead to environmental damage. Farming activities could inherently affect soil, water, and air through the use of pesticides, fertilizers, farm equipment, animal waste...
Environmental Contractor with an Auto Exposure
This month we bound coverage for a $2.2M environmental contractor in Texas doing industrial cleaning and vacuum truck work for the petrochemical industry. We were able to tackle some challenges with this account, including the...
