Please use any of the real-life claim scenarios we have provided for you below. You can contact us at 1-800-596-2156 or p1info@p1enviro.com if the type of claim you are looking for is not listed.
While the coverages we offer are designed to address these general issues, we make no guarantee or warranty that any individual policy we offer will respond to all issues as described herein. Please refer to the actual policy wording in each offered form to determine coverage applicability and acceptability. In the event your client applies for coverage and we offer terms, please review those terms carefully to determine if all of your client’s exposures are being addressed. In some instances, more than one policy or type of coverage may be necessary.
Claim Scenarios for Electrical Contractors
Electrical contractors have pollution exposures from many sources, ranging from their owned premises, over the road pollution, the operations of subcontractors for which the contractor is responsible, faulty work that leads to a pollution condition, and many others. We have...
Claim Scenarios for Environmental Contractors
The Department of Energy (DOE) hired several environmental contractors to assist in operating one of its facilities. Following an accidental release of air pollutants, local residents filed a class action nuisance suit against the contractors, alleging emotional distress,...
Claim Scenarios for General Contractors
General Contractors manage building projects through the daily oversight of construction activities, vendors, and subcontractors. They make sure that building projects are completed on time, within budget, and compliant with building plans and regulations. Some of these regu...
Claim Scenarios for Non-Environmental Contractors
An HVAC contractor installed a new ventilation system as part of the renovation of a 25 story office building. An electrical fire broke out in the building's basement two years after the renovation was complete. As the fire burned, ventilation shafts pumped PCBs and diox...
Claim Scenarios for Plumbing Contractors
Plumbers have pollution exposures from many sources, ranging from their owned premises, over the road pollution, uncovering or exacerbating existing mold/asbestos/lead, job site pollution caused by contaminants the contractor brought to the site, and many others. We have com...
Claim Scenarios for Sites
A water treatment plant supplied potable water to 10,000 residents. A malfunction at the plant allowed an improperly treated volume of water to be distributed to the residents. As a result, a large number of residents became ill and several were hospitalized. The residents f...