By R. Ivy Riggs, CPCU, ASLI, AIS Possibly the easiest request to anticipate from your underwriter is for the insured’s loss history.  This is true no matter the line of business or the insured’s qualifications. The central reason for why this request is so common is...

By Allison McGreal, Assistant Vice President We are all so busy in life and in work that we rarely have time to get through the daily tasks we set out to complete. Just when we have a handle on our list of to-do items, additional things get added. When working on an acco...

By Allison McGreal, Assistant Vice President Much of the insurance industry business is driven by contract requirements. Two specific areas that come up quite often are the need for Contractors Pollution Liability (CPL) for non-environmental contractors and higher limits...

By Chris Reilly, Underwriting Service Manager If you’ve ever submitted a midterm change request or asked a question partway through quoting that required additional rating, you’ve most likely heard the words “Let me run that by my underwriter.” This commonly utter...

What is radon and how does exposure happen? Radon is a radioactive gas that is extremely difficult to detect because it has no color, odor, or taste. It is naturally present in the Earth and is produced when radium decays. What makes radon unique and potentially hazardous i...

By Katie Labonte, Managing Underwriter and Megan Stephens, Assistant Vice President You might think of medical waste disposal companies as only transporting waste from hospitals or physicians’ clinics, but the range of facilities that these companies partner with can be...

By Amanda Duncan, President “Where we’re going, we don’t need roads” – the iconic statement from Doc Brown in the movie Back to the Future in 1985 gave us kids of the 1980s hope we would be in flying cars by now. While we aren’t quite there yet, alternative fu...