By Adam Saydlowski, Underwriter Auto insurance is a growing need for many people and businesses. More people are driving now than ever, driving to work, school, and to complete errands. Millennials, now the largest portion of the population, are moving out of large cities...

By Michelle Huitt, Assistant Vice President With more than 15,000 golf courses covering approximately 1.7 million acres of land in the United States, these facilities can pose a significant risk to our environment. Golf courses typically have aboveground storage tanks wit...

By Chris Reilly, Underwriting Service Manager Imagine your insured’s customer has provided the insured with keys to their building where the project is taking place. Upon arrival it becomes apparent that the keys are nowhere to be found. It is later discovered a hole in...

By Ean Peyton, Underwriting Assistant While the population continues to expand, the amount of waste we as a society produce continues to grow. Although there are many alternatives to simply “throwing our trash away,” landfills continue to be utilized for disposal of n...

By R. Ivy Riggs, CPCU, ASLI, AIS Possibly the easiest request to anticipate from your underwriter is for the insured’s loss history.  This is true no matter the line of business or the insured’s qualifications. The central reason for why this request is so common is...

By Allison McGreal, Assistant Vice President We are all so busy in life and in work that we rarely have time to get through the daily tasks we set out to complete. Just when we have a handle on our list of to-do items, additional things get added. When working on an acco...

By Allison McGreal, Assistant Vice President Much of the insurance industry business is driven by contract requirements. Two specific areas that come up quite often are the need for Contractors Pollution Liability (CPL) for non-environmental contractors and higher limits...