By Gayle Schumacher, Underwriter
At PartnerOne Environmental, we are happy to see warmer weather arrive and the snow finally off the ground! Spring thaw also brings chirping birds and gutters that sound like babbling brooks. These wonderful sounds turn into thoughts of panic when you realize the babbling brook is in your basement window well. Or maybe you discovered mold while spring cleaning and need to have it professionally remediated. These are common scenarios, and many fire/water restoration companies see an uptick in spring business relating to issues like this. Be sure your fire/water restoration contractor clients are carrying the proper liability coverage for their services. General Liability coverage often contains a pollution exclusion and will not provide Contractors Pollution Liability (CPL) or coverage for mold, asbestos, lead, and many other contaminants that a fire/water restoration contractor may come into contact with or exacerbate during their water extraction, drying, and rebuilding services.
PartnerOne Environmental offers a GL package that includes the CPL and Professional Liability for environmental contractors and consultants, including fire/water restoration contractors. We can also offer a monoline CPL policy or a CPL/Professional policy, both including coverage for Mold as well as many other policy enhancements.
For more information please contact us.