Please use any of the real-life claim scenarios we have provided for you below. You can contact us at 1-800-596-2156 or p1info@p1enviro.com if the type of claim you are looking for is not listed.

While the coverages we offer are designed to address these general issues, we make no guarantee or warranty that any individual policy we offer will respond to all issues as described herein. Please refer to the actual policy wording in each offered form to determine coverage applicability and acceptability. In the event your client applies for coverage and we offer terms, please review those terms carefully to determine if all of your client’s exposures are being addressed. In some instances, more than one policy or type of coverage may be necessary.


Claim Scenarios for Electrical Contractors

An electrical control panel error that recorded an open valve as closed resulted in a release of thousands of pounds of chlorine gas into the atmosphere. The leak was detected only after several employees and local residents became ill. These same employees and residents lat...


Claim Scenarios for Environmental Contractors

The Department of Energy (DOE) hired several environmental contractors to assist in operating one of its facilities.  Following an accidental release of air pollutants, local residents filed a class action nuisance suit against the contractors, alleging emotional distress,...


Claim Scenarios for General Contractors

While performing building renovations, a general contractor used gas powered generators and equipment.  The contractor failed to properly vent or contain the emissions from the equipment during operations.  Employees working in a nearby area of the building complained of h...


Claim Scenarios for Non-Environmental Contractors

An HVAC contractor installed a new ventilation system as part of the renovation of a 25 story office building.  An electrical fire broke out in the building's basement two years after the renovation was complete.  As the fire burned, ventilation shafts pumped PCBs and diox...


Claim Scenarios for Plumbing Contractors

A plumbing contractor disposed of sealant and solvents containing toluene in a covered, enclosed dumpster after performing routine finish work. Acting like a confined space, the dumpster trapped the toluene fumes which depleted the oxygen levels. After climbing into the dump...


Claim Scenarios for Sites

A water treatment plant supplied potable water to 10,000 residents. A malfunction at the plant allowed an improperly treated volume of water to be distributed to the residents. As a result, a large number of residents became ill and several were hospitalized. The residents f...