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Coverage through the PartnerOne Facilities Casualty & Pollution program starts as low as $10,000 plus applicable taxes and fees.

For more information about PartnerOne Facilities Casualty & Pollution, please contact us at (800) 596-0172 or p1info@p1enviro.com.


Coverage details:

  • PartnerOne Facilities Casualty & Pollution is a package policy that provides General Liability and Site Specific Pollution Liability, as well as Contractors Pollution Liability and Products Pollution Liability.
  • It can be structured using Occurrence, Claims-Made, and Claims-Made and Reported coverage forms.
  • It is structured to cover work performed by or on behalf of the named insured (work by subcontractors).
  • PartnerOne Facilities Casualty & Pollution is rated, quoted, bound, and issued by PartnerOne Environmental, enabling us to offer fast turnarounds and excellent service.
  • Coverage is provided by an A+ rated carrier.

Highlights Include:

  • First and Third Party Cleanup Cost of Pollution Conditions at, on, under, or migrating from a Covered Location.
  • Additional Pollution Liability offered on an occurrence basis, with defense costs outside of the limits of liability.
  • General Liability coverage based on ISO 2013 coverage form.
  • Coverage is provided for Non-Owned Disposal Sites.
  • Contingent Transportation coverage for claims from Pollution Conditions from transport of insured’s waste or product by a Third Party Carrier (including loading and unloading).
  • Definition of Pollution Conditions also includes fungus (mold), Legionella, and EMF – definition includes mold for Site Specific coverage only.
  • Emergency Expenses without a sub-limit.
  • Definition of Bodily Injury includes medical monitoring resulting from physical injury, sickness, or disease.
  • Definition of Cleanup Costs allows for voluntary cleanup program participation and includes Restoration Costs for first party coverage.
  • Definition of Pollution Conditions includes the presence of materials first abandoned or first deposited illegally by a third party – Site Specific coverage only.
  • Definition of Property Damage includes Natural Resource Damage.
  • Coverage for Underground Storage Tanks provided to those closed in accordance with Federal, State, or Local regulations as well as unknown tanks.
  • Coverage for Known Pollution Conditions disclosed in the application, subject to underwriting consideration and discretion.

Additional coverages for eligible risks:

  • Scheduled Underground Storage Tank Coverage
  • Financial Responsibility for Storage Tanks and Waste Management Facilities
  • Business Interruption due to a Pollution Condition
  • Contingent Transportation – Insured as Carrier
  • Limited Product Withdrawal Expenses
  • Employee Benefits Liability

Limits: Up to $10M.


Target risks Include, but are not limited to:

  • Environmental products manufacturing
  • Transfer stations
  • Wastewater treatment plants – private or industrial
  • Landfills
  • Recycling operations – scrap metal, electronics, oil, paper or aluminum
  • Warehousing – cold storage