Dear Valued Agent,

We have had a successful year so far, celebrating the launch of our new website, providing OnTarget CPL indications, and binding many great accounts. We are gearing up for the spring season, which means contracting projects that require CPL and CPL/Professional coverage. If you have clients who need A+ rated coverage and quick turnarounds, we can help. Contact us if you have questions or want to submit an account.


Site Pollution Liability for E-Recyclers

PartnerOne Environmental is experienced in offering Site Pollution Liability to e-recyclers who dispose of unwanted cell phones and computers. Owners of cell phones and computers span virtually every age group and geographic area in the US, so business for e-recyclers is booming. This type of insured typically picks up these items, brings them back to a facility, and takes them apart to dispose of or reuse. Potential exposures could include:

  • Heavy metals associated with electronic components. These could leach into soils/groundwater at the recycling site or at a disposal site such as a landfill. The insured could have an exposure from improper handling or storage of the waste at their site or improper disposal of the waste at a non-owned facility.
  • If the facility was involved in a fire, dangerous fumes or toxins from e-waste could be released into the atmosphere.
  • Improper sorting/packaging/labeling of hazardous or non-hazardous materials.
  • E-recycling facilities are generally located in industrial areas. These sites could be at risk for offsite contamination from a neighboring facility migrating onto the insured’s property.
  • Over the road spills of hazardous waste.
  • Much of this recycling takes place at warehouse facilities. If the site is not properly secured, there is the potential for theft or vandalism as the precious metals found in the e-waste is valuable.
  • Onsite storage of chemicals, any storage tanks, or generators used at the facility.

PartnerOne’s Site Pollution product provides coverage for both on-site and off-site clean-up, defense costs, and third party bodily injury and property damage claims. Premiums start at $3,000. Learn more about Site Pollution Liability.


Follow Us on Twitter and Receive a Prize!

PartnerOne Environmental Twitter updates are a fast and easy way to get the most current product news, success stories, and environmental insurance resources. For a limited time, be one of the first to follow us and receive an exclusive prize!


PartnerOne Environmental® Launches a New Website

PartnerOne Environmental has recently launched a new company website, offering a number of educational resources relating to environmental insurance. The site provides product information, claim scenarios, coverage guides, and many other useful tools for retailers and wholesalers looking for information on coverage and industry trends. Read the complete press release.


Recent PartnerOne Environmental Success Stories

  • $2.8M Environmental consultant that specializes in hydro-geological investigations and enviro remediation projects.
    Coverage purchased: General Liability/Contractors Pollution Liability/Professional and Excess
    Policy limit: $1M/$1M Primary and $5M Excess
    Premium = $28,949
    * President of company has more than 25 years of experience managing hydro-geological investigations and envrio remediation projects. He serves as expert witness for enviro litigation and advisor to other business clients regarding regulatory issues. His staff also have great qualifications and impressive qualifications in the environmental field.
  • $75k Environmental consultant
    Coverage purchased: General Liability/Contractors Pollution Liability/Professional
    Policy limit: $1M/$2M
    Premium = $2,500
    * New Venture. Insured does regulatory compliance and permitting.
  • $500k Waste broker
    Coverage purchased: General Liability/Contractors Pollution Liability/Professional and Excess
    Policy limit: $1M/$2M Primary and $5M Excess
    Premium = $15,688
    * This is a start-up waste broker in CT with a very experienced staff. By packaging the primary, excess, and including transit pollution coverages, we were able to provide the necessary coverages they required.
  • $1.8M Asbestos, lead, and mold remediation firm
    Coverage purchased: General Liability/Contractors Pollution Liability/Professional and Excess
    Policy limit: $2M/$2M Primary and $2M Excess
    Premium = $25,791
  • $1.225M Fire/water damage restoration and mold remediation contractor
    Coverage purchased: General Liability/Contractors Pollution Liability and Excess
    Policy limit: $1M/$2M Primary and $1M Excess
    Premium = $22,375
  • $500k Landscaping contractor
    Coverage purchased: Contractors Pollution Liability
    Policy limit: $1M
    Premium = $2,500
  • $1.7M Oilfield contractor providing services include vacuum truck operation, site prep, equipment maintenance/repair, and other contracting services.
    Coverage purchased: Contractors Pollution Liability
    Policy limit: $2M/$2M
    Premium = $7,300