Warehouses have the potential for very unique pollution exposures due to the size of the facilities and the amount of goods typically stored on-site at any given time. From an insuredâ€™s daily operations, to the possibility of a natural disaster triggering a pollution event, it is crucial that warehouse owners and operators have adequate coverage.
Common risks associated with warehouse facilities may include:
- Storage – The overall storage of goods which may be considered a contaminant. If the containers that hold these substances leak or spill, this could cause an environmental loss.
- Operations – The risk of an environmental claim as a result of transporting, loading, or unloading goods on the warehouse premises.
- Waste – Spills or leaks from drums, old containers, refuse dumpsters, or other types of waste found outside the facility.
- Fires, Floods, and Other Natural Disasters – Contamination caused by the contents stored at a warehouse facility catching on fire, or being ruined in a flood, hurricane, or other uncontrollable event.
PartnerOne Premises Pollution is a site specific pollution policy which can provide coverage for both on-site and off-site clean up, defense costs, and third party bodily injury, and property damage claims. Available product enhancements include first and third party Transportation Pollution Liability, Natural Resources Damages, coverage for scheduled Storage Tank systems, Mold coverage, Extended Reporting Periods, and coverage for Non-owned waste disposal sites. Coverage through the PartnerOne Premises Pollution program starts at $3,000.
Help Your Clients Better Understand Environmental Coverage
We offer several resources to help you sell environmental coverages to your insureds. By understanding what environmental exposures are, how they could potentially occur, and which insurance products properly address them, your clients will better understand their options. And you can be confident that you are providing the best education and service possible. Read more.
Recent PartnerOne Success Stories
$440k Medical waste company purchased a GL/CPL/E&O policy and $1M Excess policy for $6,809. Also included limited Site Pollution coverage for temporary storage of hazmats at insured’s facility.
$1.2M Abatement contractor purchased a $5M GL/CPL/E&O policy for $19,015.
$1.6M Air quality/monitoring and dust control contractor GL/CPL/E&O policy for $13,962.
$1.4M Mold abatement contractor purchased a $3M/$3M GL/CPL/E&O policy for $14,500.
$8M General contractor (window/door installation) purchased CPL with Mold for $15,072.